Sentences with phrase «bank lending»

But they do control the short - term federal funds rate, which is used when banks lend money to one another.

Due to the strict nature of bank lending requirements, getting a bank mortgage can be very difficult.

That's what you want to see because it will drive bank lending rates, and all other interest rates, down.

No surprise, because restrictions in bank lending leads to difficulties in those seeking financing.

The federal funds rate is the interest rate at which banks lend funds to each other overnight to maintain legally required reserves.

Yet bank lending for commercial loans is setting new records.

Now keep in mind there weren't infinite banks lending at the time like years previous.

It's a target for the rate charged when banks lend money to each other overnight.

This is why having the central bank lend money directly to the government is a bad idea.

Online lending differs a lot from the traditional bank lending system and it might offer more perks than one may think.

Why would a commercial bank lend to risky private clients at a rate below what it can earn risk - free by holding reserves at the central bank?

The government takes preferred shares in this program, too, but the dividend drops as bank lending grows.

For that reason, almost every factor has a staff of «credit investigators,» often experienced bank lending officers wearing new hats.

The government's attempt to boost bank lending to businesses is falling on deaf ears.

While bank lending continues to contract, financial market conditions remain supportive of economic growth.

The credit either can come from governments running a budget deficit and pumping money into the economy, or it can come from bank lending.

Central bank lending restrictions have been instrumental in choking off funding for first time buyers, making price the most important variable for those looking to get a foot on the property ladder.

Economic improvement, along with a weaker euro and increased bank lending, are having an impact.

During tough economic times, a heavy debt burden can be crippling because bank lending dries up.

Of course, that's a not a bad thing from the perspective of a healthy bank lending system.

In the six years after the bill's passage, small bank lending sits nearly 80 percent below lending from large banks.

Most bank lending today is for real estate mortgages.

The cash market is where banks lend and borrow funds from each other overnight.

The industry includes 22 domestic banks, 26 foreign - bank subsidiaries, 23 full - service foreign - bank branches and six foreign - bank lending branches.

Banks lend borrowers the money to pay the interest, and this increases the debts that new buyers of real estate need to take on.

Banks lend mainly against real estate and other assets already in place, and stocks and bonds already issued.

First, traditional banks lend primarily to people with good to excellent credentials.

This is the interest rate is the rate at which major American banks lend to each other for overnight loans.

Let us assume bank lend it at 10 % per annum to a corporate.

Debt refinancing may be more difficult than it was five years earlier, as evidenced by the slowdown in bank lending discussed earlier.

I would encourage that you watch bank lending, and to a lesser extent, inflation reports.

This is normal, when banks lend aggressively, they lend badly.

Chinese banks lend for commodity purchases, allowing the underlying commodities to be used as collateral.

Now keep in mind there weren't infinite banks lending at the time like years previous.

Nearly half of bank lending was floating rate, the report says.

The prime interest rate, or prime lending rate, is largely determined by the federal funds rate, which is the overnight rate which banks lend to one another.

All that said, we have a punk economy, but what will happen if we get a large increase in bank lending, leading to inflation.

But they do control the short - term federal funds rate, which is used when banks lend money to one another.

«The rate of incidence of financial distress that calls for central bank lending should tend to increase over time,» they wrote.

While bank lending can still be challenging to source, hard money loans are relatively easy to find.

This rate is the interest charged when banks lend money to each other.

«Small banks lend to small developers, big banks to big developers,» he explains.

To get consumers out from under burdensome mortgages and get banks lending again, Clinton said, government should work with banks to write down mortgages to the value of the house or have the term extended at a low interest rate, either of which would lower the homeowner's monthly payment.

So Mr. Bernanke's favored policy is to get banks lending again — not for the government to spend more on deficit spending on infrastructure, social services or other full employment projects.

«With bank lending still constrained, we must make it attractive for new finance providers to step in and fill the gap.

Also note that a great deal of bank lending by the big state owned banks is to state owned enterprises (SOEs).

He is evenhanded in acknowledging the positive and negative consequences of World Bank lending on its loan recipients.

Flow of funds loan data on bank lending show a bit of a dip since the IOER has gone up, so maybe there's something there, but there's simply no correlation between these variables (the IOER rate and credit flows) since the IOER program began in 2008.