"Basis points" is a term commonly used in finance and represents a way to measure changes in interest rates, bond yields, or other financial percentages. 1 basis point is equal to 0.01%, so if something increases by 10
basis points, it means it has increased by 0.10%. It helps people precisely communicate small changes in financial values.
Full definition
It probably won't make much sense to pay capital gains to save a few
basis points in management fees.
Their time would be better spent on their careers or family rather than in the pursuit of a few more
basis points of returns.
Tip # 5: You can only earn
base points on up to 2 rooms at a time, as well as bonus points on normal rates.
However, extending beyond 2025 results in an incremental yield of just a few
basis points for each additional year.
Before 2014, cap rates for student housing properties were at least 20
basis points higher on average than cap rates on apartment assets.
Long - term investors can buy established index portfolios for only a few
basis points per year in expenses.
While mortgage rates are always changing, you can typically expect the interest rate for a home equity loan or HELOC to be several dozen
basis points above the average on a first mortgage.
This can save you tons of money when market interest rates drop 1 or more
basis points lower than your present rate.
I've also come to believe that any portfolio large enough to be meaningfully affected by a
few basis points in cost should be more diversified anyway.
I don't think I'm prepared to double the duration of my bond holdings to get 20 or 30
basis points more in return.
While it does not appear to publish this information on its website anywhere, there is general agreement on the forums that you need to have earned 1,000,000
base points during your membership.
This works out really well, and you're given a meter as to how hard you want to throw the ball to which ever
base you point at.
Since then, the gap has been widening toward 300
basis points as the effects of strong construction activity in assisted living have affected occupancy levels.
The credit card net charge - off rate increased 48
basis points year over year, to 3.3 percent.
If you wait for some more quarters, you may see few more
basis points reduction, so it all depends on your requirement.
Our current forecast is for another 25
basis point rate increase late this year or early next year.
All this costs money so paying 10, 20 or 30
basis points annually to a bank for providing payment services and security is worthwhile.
As an added bonus Marriott was also running a «
double base points» promotion at the time of my stay.
Couldn't the fund save its investors several
basis points by getting rid of the index?
If
only base points count towards status is it safe to assume that bonus points for certain # of stays (like the current promotion) will not count towards status?
While the estimated annual total credit card fraud number is very high it's only a few
basis points compared to total transactions cleared annually.
A cost - minimizing manager can easily charge a few
basis points less, and then lose multiples of the difference through careless implementation and sloppy trading.
You earn
base points when you stay in hotels, and your bonus points are calculated based on them.
For example, if you get your combined rate — interest rate plus insurance premium — down by 50
basis points with a fixed - rate mortgage, you may qualify for a refinance.
May data showed a decline in the composite index, led by a 26
basis point drop in first mortgage default rates.
Credit spreads have narrowed from their recent peak, but high yield spreads are roughly 200
basis points wider than they were two years ago.
As previously stated, this application of
basis points does not vary between student loans interest rates or other types of interest rates.
The very best lodging deal would attract spreads of 250 - 275, but most would be in the 300
basis point range, reflecting that sector's distress.
He asked be where I would sell them, and I named a spread level 50
basis points tighter than where I had bought them minutes ago.
I figure prime needs to go up at least 50
basis points just to be competitive to 5 - year fixed rates available now.
Discounts of 70
basis points off the prime lending rate means that variable rate mortgages are now below 2.0 %.
Total Base Points earning does appear in your email statement, however, so if you need to know how far you have to go, check out your emails.
Phrases with «basis points»