Sentences with phrase «benefit coverage»

For example, you will want to make sure that you obtain the right type of coverage, as well as the right amount of death benefit coverage for your anticipated needs.
And then there is something called medical benefits coverage.
Term life insurance provides death benefit coverage only, with no cash value or savings build up.
This type of permanent life insurance policy offers death benefit coverage with the potential to accumulate cash value.
Long - term care life insurance hybrid policies can be purchased which provide death benefit coverage as well as insurance coverage for long - term care expenses, if needed.
This means that you are obtaining pure death benefit coverage without any cash value or savings component.
Some employers also allow employees to purchase additional life insurance coverage under their group benefit coverage plan.
A year of benefits coverage under an individual health insurance plan.
Additionally, you can elect to pay a little extra and have some living benefits coverage.
Price variation may be due to different benefit coverage (like no mental health).
Please consider the investment objectives, risks, charges, expenses, and your need for death - benefit coverage carefully before investing.
Further, total death benefit coverage falls short with women as well, as life insurance policies for women have 22 % lower death benefits than men.
Also, you may not need as much death benefit coverage later in life, so you are OK with a decreased death benefit.
Permanent life insurance, as distinguished from term life insurance, is designed to provide death benefit coverage at age 100 or age 120, depending on the specific contract.
We specialize in employee benefits and all lines of coverage: health, disability income, vision, dental, life and all lines of voluntary benefits coverage based on group and individual cases.
Similar to the compensation scenario, postdoc benefits coverage is not standard policy at many of the universities.
This applies to spouses who are living, deceased or divorced from a person who is seeking Part A benefit coverage.
In general terms, an insured who qualifies for total disability benefit and is able to work in a reduced capacity may be eligible to partial benefit coverage.
A whole life insurance policy can be upgraded with an accidental death benefit coverage rider.
Most of the life insurance policies that we sell today include chronic and critical illness benefits coverage that will pay lump sum or monthly benefits for these types of disasters.
Mortgage reducing term or declining benefit coverage is often purchased to cover the pay - off on a home loan.
Provides death benefit coverage from $ 5,000 — $ 25,000.
Under these circumstances, the insurer may offer a guarantee of death benefit coverage regardless of the cash value in the policy provided that you pay a set minimum premium payment.
Note: For Visitors over 80 years of age, please refer to the policy brochure for benefits coverage details.
Whole life insurance has higher premiums than term life insurance, but a whole life policy extends death benefit coverage out to age 100.
If you don't have enough death benefit coverage by the time you reach your 60s, purchasing a policy as soon as possible is vital.
Offers two ways to continue guaranteed death benefit coverage after the first ten years of the policy.
Even these questions will only a minimal effect on your rates, given low benefit coverage and a short term length.
You can also stop paying new premiums or stretch the current premiums and collected cash value for a reduced benefit coverage.
Identify and resolve issues on claims according to established procedures, apply benefit coverage, and enter relevant information in order to process claims.
These benefits begin only after you have exhausted the limit on your standard medical benefits coverage.
Additional accident benefits coverage may also be purchased in order to customize policies of insurance to suit individual needs.
Most other companies that offer graded benefit coverage only offer whole life.
This type of permanent life insurance policy offers death benefit coverage with the potential to accumulate cash value.
Permanent life insurance plans can provide benefits coverage for the remainder of your life, provided you pay your premiums on time and in full.
Long - term care life insurance hybrid policies can be purchased which provide death benefit coverage as well as insurance coverage for long - term care expenses, if needed.
This is because, with term, you get just pure death benefit coverage without any cash value or investment build up.
Recently left your job and lost your group benefits coverage?
Please consider the investment objectives, risks, charges, expenses, and your need for death - benefit coverage carefully before investing.
Further, total death benefit coverage falls short with women as well, as life insurance policies for women have 22 % lower death benefits than men.
Also, you may not need as much death benefit coverage later in life, so you are OK with a decreased death benefit.
Of course, depending on the situation, it's also important to inform laid - off employees about their legal right to file an unemployment claim, as well as continue any health benefits coverage through COBRA.
However, BHTP travel partners who currently sell BHTP's ExactCare Extra ® plan can continue to offer ExactCare Extra until Travelex is able to offer a plan that mirrors the fixed benefit coverages of ExactCare Extra.
The Board of Inquiry therefore concluded that the denial of benefit coverage amounted to indirect discrimination.
The rehabilitation and other medical costs may be covered under Accident Benefit coverage as a supplement to any basic health insurance you already have, subject to your insurance policy limits.
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