"Coverage exclusions" refers to specific conditions or situations that are not covered or included in an insurance policy. These exclusions outline the scenarios or events for which the insurance company will not provide coverage or pay claims.
Full definition
The named driver exclusion (also sometimes referred to as the «designated
persons coverage exclusion») can make it very difficult for certain plaintiffs to obtain insurance coverage for their injuries.
A federal appellate court has considered whether an insurance company could deny coverage to a homeowner based on a
mold coverage exclusion provision contained in the policy.
It noted that caselaw made it the insurer's the burden to prove the applicability of
a coverage exclusion, and that any ambiguities in the language of an exclusion are to be construed against the insurer.
The activities listed above would generally be covered by our travel insurance plans, however you will need to review your plan's Description of Coverage documents for
any coverage exclusions.
The policy certificate includes details of exactly what's covered, including reasons for cancellations and
coverage exclusions.
It is important that you review
the coverage exclusions of any policy before making a purchase.
With standard life insurance policies,
coverage exclusions can be wide - ranging and vary a great deal state by state.
Many policies have
coverage exclusions.
Flood damage is rarely covered, so be sure that you are familiar with
the coverage exclusions made by your insurance provider.
While this notice describes important coverage highlights, it does not describe
every coverage exclusion or other details, which are reflected in the Policy you will receive.