Sentences with phrase «coverage provisions»

Each state has its own uninsured motorist laws and such coverage is subject to policy coverage provisions and limits.

They estimate that the dependent coverage provision reduced wages by roughly $ 1,200 per year for workers 26 and older.

This is different from a continuous coverage provision that would allow insurers to use medical underwriting when applicants enroll following a gap in coverage.

The availability of coverage and certain coverage provisions vary by carrier and state.

When the major ACA coverage provisions went into effect in 2014, the uninsured rate dropped dramatically and continued to fall in subsequent years.

Certain engine, transmission, steering, air conditioning and electronic components are subject to a $ 150 deductible under the major - system coverage provisions.

Next, premature labor is considered a complication of pregnancy, which is often covered by travel insurance plan's medical coverage provisions.

In a hit - and - run accident, uninsured driver insurance can cover the cost of damages subject to policy coverage provisions and limits.

The dependent coverage provision is one of the most broadly popular aspects of the health reform, and it does seem to have increased insurance coverage among the target population to some extent.

Accurate understanding of coverage provisions, such as whether or not health history can impact plan cost and limits on lifetime benefits (Democrats: 45 %; Independent: 37 %; Republicans: 35 %)

Those savings would be partially offset by other changes in coverage provisions — spending for a new Patient and State Stability Fund, designed to reduce premiums, and a reduction in revenues from repealing penalties on employers who do not offer insurance and on people who do not purchase insurance.

If your home was completely destroyed and you have a $ 300,000 limit on your policy, the Extended Replacement Cost coverage provision of 120 % would pay up to $ 360,000 to cover your rebuilding costs.

The court rejected this argument, finding it wasn't clear that mold qualified as a pollutant and, more importantly, the supplementary coverage provision did not alter the specific mold exclusion contained in the policy.

Furthermore, he's expressed support for the ACA's guaranteed coverage provisions for people with pre-existing conditions, but potential plans to nix Obamacare's mandate that everyone carry insurance and the introduction of high - risk pools for the sick could result in an exorbitantly expensive system for people who already face massive medical costs.

But because the bill's abortion coverage provision extends outside of the Marketplace — and insurance plans (when not barred by state law) typically cover abortion — the number of women impacted by the provision could be far greater than 1 million.

The idea behind the use - it - or - lose - it provision of the FSA is to help the employer pay for the uniform coverage provision.

A new working paper might dampen some of this fanfare, as the researchers find evidence that the dependent coverage provision led to reduced wages of roughly $ 1,200 a year for affected workers.

Parents might value the extended insurance coverage the provision allows, and some young adults who gained coverage might be better off, but these changes come at a cost in the form of reduced wages.

if there remain ambiguities, they are construed against the insurer − coverage provisions are interpreted broadly and exception provisions narrowly.

Policy analysis, including advice pertaining to coverage provisions prior to their inclusion in policies of insurance, and ongoing advice to aid in upgrading existing policy wordings;

There is a great debate before the U.S. Supreme Court on whether the Patient Protection and Affordable Care Act minimum coverage provision is in fact constitutional.

May 31, 2012 - Significant changes to Florida's no - fault auto insurance laws that deal with coverage provisions and criminal activity will start taking place in July 2012, although residents will not experience the...

For exact coverage provisions, availability, terms, limitations, and exclusions, please contact Electric Insurance Company at 800.342.5342.

Certificate of Insurance: The description of the benefits and coverage provisions forming the contract between the carrier and the customer.

But should it survive — and Planned Parenthood advocates intend to do everything in our power to make sure that happens — the popular contraceptive coverage provision will likely be targeted.

The Owner argued that mold qualified as a pollutant, and so the supplementary coverage provision entitled them to coverage.

Insurance sales people of all stripes are notorious for giving brief verbal explanations regarding certain policy coverage provisions to their marks... I mean potential clients... and thereupon encouraging those people to sign on the proverbial dotted line, then and there... thus ensuring their sales commissions.

The House bill had included a different kind of continuous coverage provision — a surcharge people would have to pay on their premiums if they went without coverage — and some procedural experts thought it ran afoul of the Byrd Rule.

Most LTC policies have a termination of coverage provision (sometimes called a «Incontestable Clause»), which allows the carrier - for up to two years after the effective date of coverage - to terminate your policy because of erroneous information or misrepresentations contained in an application.

Various incremental changes in coverage provisions, co-payments and prescription drug benefits;

But an Extended Replacement Cost coverage provision of 200 % would pay up to $ 600,000.

Since the Affordable Care Act came into effect in September 2010, its dependent coverage provision has mandated that insurers allow children to remain on their parents» plans until age twenty - six.

The letter also says that the AHIP would «oppose an approach that eliminates the individual requirement, does not offer alternative continuous coverage provisions, and does not include measures to immediately stabilize the individual market.»

If ambiguity still remains after applying the general principles, then the principle that coverage provisions are to be interpreted broadly, and exclusion clauses narrowly, may be considered: Ledcor, at para. 51.

Such a result would be contrary to the very purpose of disability insurance and the plain meaning of the coverage provision.

Otherwise, the normal principles of interpretation will apply, including the principle that coverage provisions will be interpreted broadly and exclusion clauses narrowly.

Still, any coverage provisions on

Still, any coverage provisions on your policy should kick in right away.

Certificate of Insurance (Certificate Booklet, Policy Booklet, Benefits Booklet) is the plan agreement, that is a printed description of the benefits and coverage provisions, explaining the terms of contract between the carrier and the insured group or individual and stating what is covered and what is excluded.

Bodily injury pays others» medical costs and lost wages subject to policy coverage provisions and limits.

Coverage is subject to policy coverage provisions and limits.

Uninsured motorist coverage can also protect you from covered hit and run accidents subject to policy coverage provisions and limits.

Bodily injury pays others» medical prices and lost wages subject to policy coverage provisions and limits.