Sentences with phrase «credit record»
A credit record refers to a history of a person's financial activities, including loans, credit card payments, and bills. It shows how responsible someone has been in managing their debts and can affect their ability to borrow money in the future. Full definition
However, you should have a good credit record for paying the bills.
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A cosigner is simply a person who has a good credit record with established accounts who agrees to pay your loan payments if you do not.
What are the best practices for employers when developing and implementing policies for the use of credit records, criminal histories and social networking sites in hiring decisions?
You may end up with a bad credit record if you and the borrower can't pay back the guaranteed loan.
One of the easiest ways in which you can automatically reduce your automobile insurance quotes is to simply maintain a good credit record as well as a driving record.
In general, lenders insist on a higher down payment for people with poor credit records.
(f) Create, or assist or advise the buyer to create, a new credit record by using a different name, address, social security number, or employee identification number.
Here are some of the best ways to establish credit record without getting a credit card.
A clean credit record indicates responsibility and could help you get lower premiums.
(e) Remove, or assist or advise the buyer to remove, adverse information from the buyer's credit record which is accurate and not obsolete.
Many startups are making decisions about a customer's credit record using non-traditional data.
You're denied credit or a rental application, even though you know you have a strong credit record.
There are conditions, not least the fact that the candidate must have an excellent credit record.
My responsibilities included creation of credit management systems, checking client profiles and highlighting client risks, maintaining credit records and training interns in the task of credit management and debt control.
This is especially important in cases where there is a less than stellar credit record or bad driving history to consider.
One of the quickest ways to repair credit record is by opting for a credit card and repaying the bills on time.
A lot of loan applicants worry about credit record.
Credit reporting agency subscribers comprised of banks and merchants etc., may not access an individual's credit record unless authorized.
Credit recording companies hit an all time high of people of all walks having a hard time.
A 5,000 financial loan as part of your home equity credit line will help you begin a positive credit record provided for you to pay out your monthly payments in time.
The lender will check your employment details, income and credit record along with your debt to income ratio.
Considering that it's harder than ever for first - time homebuyers to qualify because their credit scores aren't high enough, the practice of not reporting positive credit records has to change.
If you have a good credit record then you can easily apply for another loan.
Your thin credit record may not tell the whole story.
With this, you also get a opportunity to improve your past credit record.
Your business credit record may influence not only a company's decision about whether to do business with you, but also the terms of any deals they offer.
One thing many lenders of consolidation loans will require is a decent credit record.
You now have a fight to your own credit, based on your own credit records and earnings.
However, all of that seems to have changed now as auto insurance providers no longer seem to care if you keep up to your payment schedule and have a good credit record etc..
They often offer a wide range of loans and can be especially helpful if you have an underwhelming credit record.
A good credit record indicates that you are likely to repay the loan for which you are applying.
Build a predictable credit record by using your credits cards on a regular basis, as opposed to just in emergencies.
However, that does not mean you need a perfect credit record to be approved for a loan.
Add to it the fact that you will have to provide new credit record each time working with Mortgage Brokers offers you many advantages.
Some banks and credit unions offer these accounts to consumers who have negative information on their bank account credit records.
You are being punished for your lacking credit record in almost everything you do.
The persons with good credit records easily get a go ahead with these loans.
Use the information you picked up from your credit report to screen the companies you deal with online to those who appear to work with people with your credit score and general credit record.
As your business builds a favorable credit record, you can update your file accordingly.
Gone are the days when a sterling credit record was par for the course for most responsible adults.
Hold credit records and pass on information to lenders seeking details of individual's credit history.
At that point in life many people have yet to establish any sort of significant credit record.
For those with a reasonable credit record, switching credit card balances to either a low rate or 0 % interest card will help make debts shrink more quickly.
Having no credit, a limited credit record or poor credit shouldn't prevent you from the opportunity of attending college.
Even an individual having a low credit record can easily gain access to the loan.