Sentences with phrase «force policies»

The insurance company can provide in force policy illustrations to help you solve for the right amount of coverage, premium or cash value.
But if you refuse to buy the insurance by yourself, the lending institution may force the policy on you by buying the home insurance on your behalf.
Primary areas of expertise include term life insurance, universal life, indexed life, in - force policy review and finding affordable life insurance for people with medical conditions.
Transportation and traffic, she replied, sliding into a criticism of the de Blasio administration for forcing policies onto boroughs and neighborhoods in a «one size fits all» approach.
Permanent insurance, whether universal life, variable universal life or whole life should be evaluated annually by means of an in force policy illustration.
As long as national elites favor their agenda, they hope that the national machine they are constructing can force policies from the very top all the way down to every classroom.
The process is fully automated unless more attention is necessary, which means that applicants may have an in - force policy within 48 hours of applying.
It can be quite costly to you if a bank forces a policy upon your car.
Instead, it argues for crafting science labor force policies based on the real effects that they are likely to produce, not on the ones that people hope for or imagine.
If death is by accident, some carriers will pay the full face amount, regardless of the in force policy graded period.
The policy starts with a 10 - year no lapse guarantee, meaning on time payments for the first 120 months guarantees an in - force policy over the same duration.
This is a very clever move which will force the policy owner to keep the policy until the end of the term period in order to get back his or her money.
If you are told that an in force policy doesn't cover a new passion, get a second opinion directly from the company.
Your insurance company may refuse to renew up to 1 % of their in - force policies within a county, for any reason that is consistent with their company's standards.
Banks try to force policy upon you but you can say No.
If death is by accident, some carriers will pay the full face amount, regardless of the in force policy graded period.
Ask your agent for an in - force policy illustration, to see the status of your policy.
Last week, the Department of Correction unveiled a new use of force policy directive for its employees, which prohibits certain maneuvers and calls for officers to restrain from using force whenever possible.
I tried to make the case that our historical reliance on one school provider per geographic area forced policy makers to create accountability systems that had certain inescapable characteristics (e.g., treating schools as interchangeable, using narrow performance measures).
National Gay and Lesbian Task Force Policy director, Paul Ettelbrick Kurtz, 2003 It is these atheists that are the destroyers of society that call everyone else the names that they themselves deserve and have earned.
The department said Cameron Brewer had failed to follow its use of force policy according to the findings of an internal investigation
The Nassau County Police Department's revamped use - of - force policy urges officers to use de-escalation methods rather than physical force, expands and tracks the incidents involving physical force reviewed by top brass and limits the use of the controversial chokehold.
«Last in, first out» reduction - in - force policies give greater weight to teacher longevity than effectiveness
The North American trade groups sought clarification of the Air Force policy on hemp sun block and other personal care products that contain hemp seed oil after reports first published April 23rd in Mach Meter: The Online Publication of Cannon Air Force Base raised unfounded concerns that items could cause false positive drug tests.
Current technology - forcing policies imply that wind and solar power, combined with battery electric vehicles, represent our only viable energy future, observes independent researcher Schalk Cloete.
Technology - forcing policies promoting wind / solar power and BEVs may do much more harm than good in the long term.
Shell also anticipates the «environmental problem» forcing a policy response, the need for international government action, and the reputational risk of «political anxiety.»
The Supreme Judicial Court ruled, under the Insurance Liquidation Act, G.L. c. 175, § § 180A - 180L, that the term «policyholders» is limited to parties with in - force policies at the time of the appointment of the receiver.
The company was sued again in 2009 for forcing policy holders to use unlicensed body shops in order to save money.
At the end of the level premium period, the cash value of the in - force policy equals the total of cumulative premiums paid, less any charges for substandard ratings and riders.
Contact with general questions and inquiries on an in force policy including policy maintenance, disbursements and changes such as a premium mode, bank draft, beneficiary, ownership:
Is the NAIC aware that companies are making these changes retroactively to in force policies without any notice to policy owners and in some cases with no notice to agents?
In order for agents and clients to understand their options related to the change, in - force policy information and / or illustrations will be available starting September 28.
A scare tactic sales technique that less than scrupulous agents often use is to just leaving a nagging doubt about in force policies covering some new found good time like skydiving or scuba diving.
So, in force policies beyond the contestability period are good to go for future endeavors.
And it will be retroactive to in force policies because it is a repeal of a tax exclusion on something that hasn't been paid yet.
The technology is there to never let another death go by without a life insurance claim on an in force policy so my goal is to find out if it is being used, if it is required to be used, and if not, why not?
From the beginning of Self - Governance, Tribal leaders have taken the lead in generating discussions and forcing policy decisions from both tribal and federal governments.
He said the CCRB investigation would likely take several months and offered to provide Blake and his staff briefings on the use of force policies within the police department.
Our primary areas of expertise include term life insurance, universal life and equity indexed universal life, disability income insurance, in - force policy review, insuring tough health issues, business insurance including business succession and key man life and disability insurance, as well as estate planning.
Despite an unemployment rate at or below its natural level, core inflation has proven to be stubbornly low, forcing policy makers to reluctantly question their ability to influence prices (e.g., Cochrane, 2017).
This veterinarian may be scheduled with an experienced Task Force Veterinarian initially so that Task Force policies and procedures can be discussed, and also as a way to provide an opportunity for the more experienced team member to help them with any clinical skills they may need assistance with.
In this way, local resources will be used in the best way possible: we will be encouraging economic development in our area, using a local workforce to carry out that development, and using targeted local incentives to assist in appropriate development projects,» County Executive Poloncarz said Board Member Michael Hoffert, President, Buffalo AFL - CIO Labor Council, called the labor force policy «a no - brainer.»
Simple Reversionary Bonus will start getting declared and attached to all in - force Policies from sixth policy year onwards.
To force the policy upon the president, she introduces an ingredient into her product that will infect and ultimately kill every drug user in the world unless they get her antidote in time — which makes no sense, and which the president seems to believe would be doing him a favor, effectively ending the war on drugs in one fell swoop.
Because it was a compromise struck at the Constitutional Convention between the large colonies like Virginia and New York, and the smaller colonies like Connecticut and Rhode Island that all states would get an equal say in the Senate to prevent the large states from forcing their policies on the Smaller states.
Obtain a copy of your most recent life insurance policy statement from your insurance company or request an in - force policy illustration.
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