Sentences with phrase «retirement decisions»

People make retirement decisions for all sorts of reasons.
We believe the right risk management helps provide clarity about expected retirement outcomes and empowers participants to make better retirement decisions.
You have probably suffered a few hundred thousand dollars worth of damages due to your ill considered retirement decision, your terrible investment choices.
A: The biggest retirement decision that an employee can make is when to retire.
As with so many annuity and other retirement decisions the answer is, «that depends»!
Broker - dealers are helping investors make better retirement decisions as a result of procedural changes firms have made in preparation for the DOL fiduciary rule, according to a study done by state regulators on the Individual Retirement Account rollover market.
Our hunch is that politics and state policy changes influenced retirement decisions in the short run, but outside factors like family, work environment, and personal preferences will continue to be the dominant factors influencing retirement trends going forward.
The effects of defined benefit pension incentives and working conditions on teacher retirement decisions
ICYMI: Assembly Speaker Sheldon Silver told me last night on CapTon the recent retirement decisions of several majority members and rumored potential departure of at least one more does not cause him to reflect on the day that he, too, might throw in the towel.
Social Security is one of the most important retirement decisions you will make.
Allowing teachers to make retirement decisions based on their own unique circumstances, including their desire to continue working with students no matter their location or age, would enhance the profession and improve retirement security for the nation's teachers.
«DR could impact coal and nuclear plant retirement decisions by keeping down wholesale prices,» Feldman said.
Not only can they help you navigate complex retirement decisions like when to claim Social Security and what's an appropriate rate to tap resources, but they can also be a key resource in heading off the growing problems of elder fraud and elder financial abuse.
Your Social Security and retirement decisions typically go hand in hand.
However things have changed alot since than with Argentina starting with Messi upfront after he reversed his international retirement decision while Brazil will be full strength making it one of the most important games this weekend.
It my be that one or two Tory MPs will make last minute retirement decisions and the likes of Iain Dale will have one last opportunity to fight for a Commons constituency but time is running short.
Specifically, policies aimed at extending the years spent working may have limited effect if retirement decisions are primarily driven by family considerations such as the arrival of a new grandchild.
Vesting periods change benefits for early - career workers, but they should not materially affect later - career retirement decisions.
Two studies, one looking at macro-level impacts in Illinois and another looking at individual retirement decisions in Missouri, suggest the latter.
Twenty Retirement Decisions You Need To Make Right Now explains, in basic terms, the highly complex financial concepts that you need to understand in order to make the most critical retirement decisions.
Living longer affects key retirement decisions such as how to make the most of your time, how to invest, when to claim Social Security and whether you might need long - term care.
A few months ago (Feb 2017) he wrote a great blog post on retirement decisions with expiration dates.
However, Lempert et al. (2002) caution against overly simplistic interpretations of nameplate lifetimes, emphasizing that they «are not significant drivers [of retirement decisions] in the absence of policy or market incentives» and that «capital has no fixed cycle».
The costs of the equipment needed to control acid and toxic metal emissions, such as flue gas desulfurization (FGD) and dry sorbent injection (DSI), play a significant role in retrofitting and retirement decisions faced by coal plant operators.
We focus our analysis on the 1989 — 90 through 1996 — 97 school years, because the earliest available data are from the 1989 — 90 school year, and in 1998 the Illinois legislature changed the teacher benefit formula in ways that could influence teacher retirement decisions.
Broker - dealers are helping investors make better retirement decisions as a result of procedural changes firms have made in preparation for the DOL fiduciary rule, according to a study done by state regulators on the Individual Retirement Account...
But the Association of British Insurers» guide aims to help you understand your choices when it comes to making important retirement decisions.
If states adopted teacher retirement plans with less formulaic incentive structures, they would let teachers make retirement decisions that better matched their own unique circumstances.
One in ten said that they regretted a financial investment or retirement decision they made in the last year.
The site's purpose is to share lifestyle - based content in the discovery phase, when consumers start seeking information to inform their money, family, health, working life, and retirement decisions — exposing consumers to Sun Life Financial and its products, sometimes before they realize they need them.
Often investments constitute another income source; in fact, retirement decisions may be delayed when stock markets fall.
The fact that many teachers choose to retire at precisely those points suggests that it is the pension plan pushing their retirement decisions.
Moreover, the variability makes it difficult to use state retirement assumptions to show the precise interaction between pension plan rules and a teacher's retirement decision.
The main difficulty in measuring the effect of teacher retirement on student achievement is that retirement decisions may both affect and be affected by student performance.
Anecdotal evidence is commonplace of teachers (and others) timing their retirement decisions to the parameters of the benefit formula; pension systems routinely provide online pension calculators to help their members do so.
People also base their retirement decisions on both the amount and the structure of their retirement benefits.
Unlike the current system, which features large financial incentives for teachers to retire precisely at a pre-determined age (New York City teachers who begin at age 25 currently hit peak pension wealth at age 63), the new system would offer teachers a smooth wealth accrual that would allow them to time their retirement decisions as they saw fit.
Use it as a tool to help make your retirement decision, but be mindful that it is just a guideline and that circumstances change over time.
As it provides only a rough assessment of a hypothetical asset allocation, it should not be relied upon, nor form the primary basis for your investment, financial, tax - planning or retirement decisions.
For some uninsured clients, this may represent their first opportunity ever to get access to health insurance without medical underwriting — and with a premium subsidy to help — creating a newfound flexibility for employment and retirement decisions.
When DOE staff says that «each retirement decision is unique to a particular situation,» they're right — but for the wrong reason.
The retirement decisions or nondecisions by the justices have been studied by a surprising number of political scientists and other researchers.
You make a list of assumptions for every retirement decision.
Andrew Sullivan raises the stakes on the legal effect of the Pope's retirement decision.

Phrases with «retirement decisions»

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