The phrase
"term disability" refers to a condition or illness that affects a person's ability to work or carry out daily activities for a specific period of time. It means that someone is temporarily unable to perform their usual tasks due to a health issue but is expected to recover and return to their previous level of functioning.
Full definition
And by adding an additional individual long
term disability insurance policy to your coverage, you will be protected from the financial dangers of disability, including losing your home and bankruptcy.
If you have an extended work absence due to an injury or illness, your
long term disability insurance benefits can help protect your assets and keep your financial house in order.
Meanwhile, investigate your workplace short
term disability policies through your company handbook and see how to opt in.
The firm was recently able to secure long
term disability benefits for a client who had been a traveling Emergency Room Veterinarian.
A long
term disability plan provides you with income in the event that you have become disabled due to illness or injury.
The findings may offer new hope to those who suffer stroke, the leading cause of long -
term disability in adults.
Hiring a long
term disability lawyer as your activist could mean the differentiation in whether you ultimately collect disability benefits or not.
My question is whether or not an accelerated death benefit is considered «income» to be deducted by long
term disability payments.
That means that assuming you're healthy, you'll get some of the lowest long -
term disability rates out there.
People just take sick leave, or short -
term disability leave, or even worse, vacation days to take care of personal issues.
Only five states offer a short -
term disability program, which turns the unpaid job - protected time into paid leave.
We would be pleased to assist you any way that we can with your personal injury or long
term disability case.
We have represented numerous clients against long -
term disability insurers who have not lived up to their obligations and paying when needed.
Most employers with a workforce of any size offer short
term disability which is really just «sick pay,» an insurance that continues your paycheck even if you are out sick.
However, 90 % of long -
term disabilities result from illness rather than accident, meaning they can affect you no matter what you do for work.
A 5 - year benefit period would cover the average duration of long -
term disabilities across age groups (see the chart below).
Short or long -
term disability options, plus additional programs, such as return - to - work incentives, an employee assistance program & travel assistance protection.
That being said, the quantum of damages ordered has far surpassed the established range of awards in long -
term disability actions.
The school asked for a letter from the hospital, which she provided, along with a letter from her short -
term disability provider.
Long -
term disability seems like a «nice - to - have» layer of protection when you're young, and in many ways it is.
Our experienced personal injury lawyers may discuss your rights to compensation pain and suffering, medical costs, loss of income caused by the injury, possible complications and long -
term disabilities involved.
Plus, I've got long -
term disability since I need to pay the bills if something ever happens to me and I can not work.
If you're a first - time long -
term disability shopper, it can be easy to find yourself overwhelmed or confused with this unfamiliar topic.
In addition, older folks are also more susceptible to long -
term disability following influenza infection, especially if they are hospitalized.
Well, they very rightfully note that there is virtually no research on long -
term disabilities related to location of planned birth.
Too many people suffer injuries resulting in chronic pain or long -
term disability due to a distracted driver.
Most people are simply better off building an emergency savings fund and purchasing a long -
term disability policy with a short elimination period instead.
Having short
term disability coverage through your employer is great, but what if you become totally disabled and can not return to work for months, or even years?
It generally involves a negotiation between two parties, mediated by a neutral third party observer with expertise in the area of long
term disability benefits and disputes.
Phrases with «term disability»