The phrase "accidental disability" refers to a situation where someone becomes permanently disabled because of an unexpected or unintended event, such as an accident. It means that the disability was not planned or expected, but happened by chance.
If you have no other form of disability cover, purchasing accidental disability rider with term life plan might be a good idea. (personalfinanceplan.in)
Term insurance plan will not pay in case of accidental disability. (personalfinanceplan.in)
In this post, the focus is on accidental disability i.e. how do you guard against disability resulting from an accident. (personalfinanceplan.in)