The phrase "bad time" is an idiomatic expression that means a difficult, unpleasant or unfavorable situation, period or experience. It can refer to any negative circumstance where things are not going well and there may be challenges, problems, obstacles or setbacks. The term can also imply that the person experiencing it is having trouble coping with what's happening around them, whether due to external factors such as stressors or internal ones like emotional distress. In summary, a "bad time" refers to any situation where things are not going well and there may be difficulties or hardships involved.