The phrase "bicycle accident" refers to an unintended event that involves a bicyclist and results in injury, damage or loss. This can include incidents such as collisions with vehicles, pedestrians, other cyclists, falls, or being hit by objects while riding. The cause of the accident may be due to various factors including negligence, recklessness, poor road conditions, mechanical failure, or human error. A bicycle accident can have serious consequences for the rider and may result in physical injuries, property damage, legal action, and increased insurance premiums.