Commercial insurance refers to a type of insurance that is specifically designed for businesses and organizations. It provides protection against various risks, such as property damage, liability claims, or loss of income due to an interruption in business operations. Commercial insurance policies can be tailored to meet the specific needs of different types of businesses, from small start-ups to large corporations. The coverage and premiums vary depending on factors like the size of the company, its location, and the nature of its operations. Overall, commercial insurance is an essential tool for risk management that helps businesses minimize their exposure to financial losses and protect their assets.