The phrase "different loan products" refers to a variety of types of loans that are available for borrowers. These loans may have different terms, interest rates, and requirements, depending on the lender and the specific product. The term "loan product" generally refers to any financial instrument that allows a borrower to obtain funds by making fixed payments over time, with interest. Examples of loan products include mortgages, auto loans, personal loans, student loans, and business loans, among others. By offering different types of loans, lenders can cater to the unique needs and financial situations of their customers.