The term "driver record" refers to a person's driving history, which includes information about their driving license, traffic violations, accidents and other relevant data. This record is usually maintained by state departments of motor vehicles (DMV) or similar agencies in different countries. The driver record contains important details such as the individual’s name, address, date of birth, license number, and any endorsements they may have. It also includes information about their driving history, including traffic violations, accidents, suspensions, and points on their license. This data is used to assess a person's risk as a driver and can affect their insurance rates or even their ability to obtain a driver’s license.