Financial services refer to a range of products and services provided by banks, credit unions, insurance companies, investment funds, and other financial institutions. These services include transactions such as deposits, withdrawals, transfers between accounts, loans, mortgages, credit cards, debit cards, payment processing, money market funds, mutual funds, pension funds, annuities, and life insurance policies. Financial services also encompass financial advice, investment management, hedge fund management, private equity, underwriting, and brokerage services. The aim of these services is to help individuals and businesses manage their money by providing them with the tools they need to save, invest, borrow, and protect their assets.