Financial stress refers to a state of anxiety or worry caused by financial difficulties, such as debt, lack of savings, or inability to meet expenses. It can lead to feelings of frustration, helplessness and depression, and may result in poor decision-making or even physical symptoms like headaches or insomnia. Financial stress is a common problem that can affect individuals from all walks of life, but there are steps people can take to manage their finances better and reduce the amount of stress they experience.