The term "graduate salary" refers to the starting annual income earned by an individual who has recently completed their education at a college or university level. This typically includes both undergraduate and post-graduate degrees, such as a Bachelor's, Master's, or PhD program. The amount of graduate salary can vary greatly depending on factors such as the field of study, location, job position, and experience level. In general, individuals with higher levels of education tend to earn higher starting salaries compared to those without a college degree.