The term "healthcare costs" refers to the expenses incurred by individuals or organizations for medical care and treatment. This can include a wide range of services, such as hospital stays, doctor visits, prescription medications, diagnostic tests, therapies, and other health-related treatments. Healthcare costs vary depending on factors like geographic location, the type of insurance coverage one has, and the specific medical procedures or treatments required. Higher healthcare costs can present challenges for individuals and families, particularly those without adequate insurance coverage, as they may have to pay out-of-pocket expenses that can be financially burdensome.