In addition, the study found that rewards cards offered to lower income consumers tended to come with higher back - end fees, such as late fees. (creditcards.com)
This lending product is commonly targeted at low - income consumers who use payday loans as plugs that will keep the ship afloat temporarily. (lendedu.com)
A higher income consumer must fill out a «means test» requiring detailed information about income and expenses. (bankruptcyhi.com)