Landlord insurance is a type of property insurance that provides coverage for residential rental properties. It typically includes protection against damage to the physical structure, loss of rent if the property becomes uninhabitable due to covered perils such as fire or storm damage, liability for injuries sustained on the property, and legal expenses associated with evicting tenants who fail to pay rent. Landlord insurance is designed to help landlords manage risks associated with owning rental properties by providing financial protection in case of unexpected events such as damages or vacancies.