Local Coverage refers to the insurance coverage provided by a health plan for medical services and supplies that are typically covered by the plan, regardless of where a member receives care. This means that if a service or supply is covered by the health plan, it will be provided or paid for by the plan, even if the member receives care outside of their plan's service area. Local coverage determines what medical services and supplies are covered by a health plan, regardless of where the member receives care. This can include services such as chemotherapy, radiation therapy or certain medical equipment.