"To have a replacement" means to have someone or something that can take the place of something or someone else.
Sentences with «to have a replacement»
If you don't have replacement cost coverage on your homeowners policy, you should speak with your insurance agent about getting it. (gaudette-insurance.com)
If you do not have replacement cost coverage in your insurance you will be reimbursed the cost of the stolen items in their used condition. (rentersinsurance.net)