As discussed above, whole life insurance, as well as other types of permanent life insurance with cash value, allows access to the cash value in your policy through policy loans. (insuranceandestates.com)
Life insurance provides potential tax - deferred access to the cash value through interest - bearing policy loans. (columbuslife.com)
It also offers access to cash value via policy loans and withdrawals — which include net - zero cost loans in policy years six and later. (goodfinancialcents.com)