Typically they provide clients with superior personal service and direct access to the principals of the firm, who may have exceptional expertise and experience. (moneysense.ca)
But you still have access to the principal at any time by «calling» or taking back the loan. (moneysense.ca)
Once the income rider is activated, annuity owners may have limited access to their principal, but lifetime income is guaranteed. (ohioinsureplan.com)