Do go through my post on personal accident insurance plans for more on this. (personalfinanceplan.in)
Some travel accident insurance plans limit the death benefits to flight accidents only, and some travel accident plans place limits on where the traveler can travel, i.e., specific countries and territories. (travelinsurancereview.net)
You can drive responsibly, keep a cool head while on the road, and most importantly, buy a personal accident insurance plan for your family. (policybazaar.com)