The phrase "accident risk" refers to the likelihood or chance of something going wrong or causing harm unintentionally. It suggests the possibility of a situation or action leading to an accident or unwanted outcome. Full definition
Depending on your financial capacity and the amount of accident risk in the area in which you normally drive, you should decide whether to add them to your auto insurance coverages. (autoquotenow.com)
Features better handling, increased power, improved fuel efficiency, additional standard equipment, more refinement and new technologies that help drivers reduce accident risks. (sema.org)
Before age 25, insurance companies consider younger drivers inexperienced and more careless, which makes them a higher accident risk. (pocketsense.com)