Guaranteed issue life insurance policies will cover accidental causes of death such as a slip and fall or motor vehicle accident right away. (termlife2go.com)
This type of policy only pays a death benefit if the person who is insured dies from accidental causes. (quickquote.com)
If death is due to accidental causes within the first two policy years, the full death benefit shall be paid to the beneficiary. (gerberlife.com)