As the name implies, accidental death benefit policies only covers death in cases where death results from injury or accident. (chooseterm.com)
No medical exam policies like accidental death benefit policies can oftentimes be issued the same day, depending on the insurance company selected. (truebluelifeinsurance.com)
Alternatively, if your current health, occupation, or any other factors prevent you from qualifying for a standard life insurance policy, a guaranteed issue accidental death benefit policy can offer some protection over having no insurance at all. (truebluelifeinsurance.com)