That said, there are always exceptions to common rules and you must look around for the most favourable / affordable personal loan before deciding to apply. (yourloanadvisors.com)
Highly qualified borrowers — individuals who have exemplary credit, strong income, and a low debt - to - income ratio — are more apt to find affordable personal loan options with a traditional financial institution without much hassle; those with less than perfect credit are being predominately served by the online lender market, although at a higher cost based on the applied interest rate. (lendedu.com)