You can also factor in other long - term benefits, such as airport lounge access, travel credits, or anything else you're likely to use. (valuepenguin.com)
There are a number of luxury credit cards out there that offer complimentary airport lounge access as one of the many perks offered to their members. (cardratings.com)
All of these cards come with high annual fees, but if you take advantage of the cardholder benefits including free airport lounge access, the card will pay for itself. (rewardexpert.com)