These investors will forego investments with higher before tax returns in favor of investments with lower before tax returns if lower applicable tax rates result in higher after - tax returns. (investopedia.com)
When you start collecting monthly payments at the age of 59.5 years, only the portion of money that is considered capital gains or interest income is taxed at your current applicable tax rate. (stretchadime.com)
The money grows in the plan until it is withdrawn, likely at retirement, after 59 1/2 years or after losing a job, and is then taxed as ordinary income at the lower applicable tax rate. (abcsofinvesting.net)