That «someone» could be the big bank name as their rates are higher to pay for all of their fixed overhead and advertising. (joemetzler.com)
The catch is, these days all online banks are offering comparable rates, which is higher than most top tier brick and mortar banks we named in above paragraph. (financeproductreviews.com)
So if you're not picky about baking with a big bank name, you can probably save way more at another bank. (smartasset.com)