"Call rate" refers to the frequency or number of telephone calls made or received within a specific time period. It is a measure used to determine how often someone is communicating over the phone. Full definition
It is only then can you really calculate the so called rate of return on the cash value portion of your whole life insurance policy. (wealthpilgrim.com)
With no exam life, there are different levels, also called ratings, which you could be approved at. (bestliferates.org)