By taking your student loan debt and combining it with your other outstanding consumer debt — cedit cards, mortgages, lines of credit and loans — you have the ability to negotiate or take advantage of a lower interest rate, all while streamlining your payments to one lender and one payment per month. (entrepreneur.com)
As for the robin hood idea — well it cna» t be left to those that are currently in power to give it to the masses... how about instead, we do a draft, like a war draft but with money being given away — say bi - quarterly so thats 8 people a year, and for the middle days of no give aways we do cedit checks on people who suppore families and give them a boost to there scores... thats only a start but they are ideas to build from at least! (religion.blogs.cnn.com)