Location and previous type and frequency of claims in that area also factor into it. (effectivecoverage.com)
The primary purpose of the option is to protect the policyholder against sudden increases in materials or construction costs, which can occur when many claims in an area are made. (valuepenguin.com)
While these are the statewide rankings, insurers can quote the same driver living in different places quite differently depending on the company's record of insurance claims in that area. (valuepenguin.com)