Even not making claims on your policy for several years can lead to lowered rates. (netquote.com)
Also, if you don't file claims on your policy, your rates will not be nearly as high as if you're filing frequently. (trustedchoice.com)
The majority of insurers have started using credit scores as a way to determine financial responsibility and whether or not a person is likely to submit claims on their policy. (carinsurancequote.net)