There is a high level of risk associated with insuring coastal properties, and one hurricane alone could be enough to drain an entire claims reserve, which would mean higher premiums for everybody. (effectivecoverage.com)
Size of claims reserves is actually one of the major factors in insurance company ratings. (effectivecoverage.com)
It indicates that claim reserves at the end of the second quarter would be 50 % light, to justify current valuations. (alephblog.com)