Most policies cover damages caused by fire, lightning, wind, and hail, but home insurance typically does not cover damages caused by floods. (netquote.com)
A homeowners insurance policy with the benefits of fire protection will reimburse you for damage caused by fire in one of two ways, depending on the type of coverage you choose. (trustedchoice.com)
The protection includes damage caused by fire, theft, explosion, vandalism or a collision. (progressivecommercial.com)