If you are involved in an accident, the property damage portion of liability auto insurance will cover damage to the other driver's vehicle if you are at fault. (carinsurancequote.net)
Claims for the property damage portion of this coverage are subject to a $ 150 deductible if the policyholder does not have comprehensive and collision. (articles.onlineautoinsurance.com)
For instance, if your computer equipment were stolen from your apartment, the physical damage portion of your policy would reimburse you. (insurancerate.com)