Liability coverage can take care of damage to property of others with a minimum of fuss and difficulty and get you both back on the proverbial road in no time. (effectivecoverage.com)
It can also cover for damages to property caused by terrorist activities for an additional premium amount. (policybazaar.com)
Personal liability: If someone is injured on your property due to your fault or an insured causes damage to the property of others, this coverage will compensate them for damages. (progressive.com)