There are other types of coverage in your policy — for example, many policies include a small no fault coverage for damage to property of others, generally capped at around $ 500. (effectivecoverage.com)
If you accidentally drop your friend's TV while helping him to hang it, you might find some help in the no fault damage to property of others coverage. (effectivecoverage.com)
Liability insurance covers bodily injury to other people and damage to the property of others caused by your negligence or the negligence of someone driving your car with your permission. (ct.gov)