If you can demonstrate that you're in danger of default because of financial hardship, the government may urge your lender to forgive your missed or late payments and back your loan modification. (smartasset.com)
Their public position is to follow the imminent danger of default rule. (iloanhomemortgage.com)
You would always have adequate liquidity, and would not be in danger of default for systemic reasons. (alephblog.com)