The rate per thousand typically changes at certain death benefit levels or band breaks. (quickquote.com)
When determining the best death benefit level one of the most important factors is the annual salary of the person being insured. (usacoverage.com)
Of course an increasing coverage policy will cost more than a decreasing coverage policy which starts at the same death benefit level, but an increasing coverage policy may be less expensive than adding additional insurance coverage later in life. (lifeant.com)