Senior Life Plans Senior life insurance, sometimes referred to as graded death benefit plans, provides eligible older applicants with minimal whole life coverage without a medical examination. (dfs.ny.gov)
But, let me tell you one thing that term plans are pure death benefit plans with no returns of cash value on the maturity of the plan. (coverfox.com)
First, they have their full immediate death benefit plan. (choicemutual.com)