In case the policyholder dies in an accident, the nominee gets the accidental death sum assured. (policybazaar.com)
The insurer pays the accidental death sum assured to the nominee, which is over & above the base sum assured of the policy. (comparepolicy.com)
In case of death of the life insured during the policy term, provided all due premiums have been paid, the nominee will get death sum assured and the policy will terminate. (avivaindia.com)