She was able to pay off a $ 20,000 mountain of student debt and credit cards over a couple of years through budgeting and a little help from a friend. (peerfinance101.com)
However, there are still problems with credit card debt and credit scores that are far below the national average. (debt.org)
Our understanding of debt and credit score is becoming better each year and we are using credit to access to debt more than ever. (canadianmortgageadvisor.ca)