If you feel that you are in over your head and can not keep up on debt payment obligations it is best to not apply for new credit. (creditabsolute.com)
With all of the positive factors involved with student loan consolidation, it should be a consideration for any student borrower who is having trouble paying down their debt, and / or those who would like to simplify and lower their monthly debt payment obligations. (cedaredlending.com)
Debt settlement is, all the same, better than facing a bankruptcy, therefore it's a good option for consumers who have been regularly skipping their loan payments and can no longer continue with their debt payment obligation. (personalmoneyservice.com)