Consider debt settlement plans before even entering the bankruptcy process. (debthelp.com)
Debt relief can help people pay off their debts and save money compared to the total amount that they owe — but there are risks to debt relief and debt settlement plans as well. (debtconsolidation.com)
I'll explain... The collection community is well aware that a typical debt settlement plan takes years, and that they may potentially have to wait that long before settling. (getoutofdebt.org)