Debt validation is the process of requesting proof that a debt is legitimate and you are responsible for it. It ensures that the debt collector provides relevant documentation to verify the validity of the debt they claim you owe. Full definition
Debt validation programs use 14 federal laws inside the paperwork that's used to challenge your debt. (goldenfs.org)
Some sample debt validation letters you find on the internet include this information as a way to show debt collectors that you're aware of your rights, but it's not necessary. (debtsettlement.com)
Your written request for debt validation should be sent to the collection agency within 30 days after you're first contacted about that debt. (debtsettlement.com)